At Finley, we’re focused on making borrowers’ and lenders’ workflows smoother, clearer, and more collaborative. This month, we’re excited to roll out a major enhancement to one of the most time-consuming parts of debt facility management: monthly settlement reporting.
With our new Automated Settlement Report Generation, teams can now generate and review reports, calculate covenants, and track deliverables without the manual spreadsheet work.
It’s a big step toward faster reporting cycles, fewer errors, and greater confidence across every submission.
End-to-end monthly reporting, reimagined
Monthly settlement reports are essential for tracking facility health, but preparing them is often slow, fragmented, and error-prone. From juggling inputs and testing covenants to formatting final reports, the process eats up time and introduces risk.
Finley’s new suite of reporting features changes that, offering the first fully integrated, automated solution for monthly settlement reporting.
Here’s what’s new.
Deliverables view: A centralized checklist for every report
Finley’s revamped Deliverables view acts as a dynamic reporting checklist that helps teams prepare settlement reports more efficiently and with full visibility. Every required input, task, and deadline is tracked in a single interface that updates in real time.
- Track exactly what’s needed for each report, including files, data sets, and covenant-related inputs.
- Upload directly in the Finley portal, with a live view of which components are complete and what’s outstanding.
- Receive automated email reminders to stay ahead of deadlines and avoid compliance gaps.
- Generate a preview report once inputs are complete, confirm the accuracy of all calculations, and finalize with confidence.
Whether you’re preparing internally or coordinating with your capital provider, Deliverables provides a structured, proactive way to manage monthly workflows — no more chasing spreadsheets or missed steps.
Automated covenant and Borrowing Base calculations
Once inputs are uploaded, Finley automatically runs the calculations required for monthly reports, extending our Borrowing Base capabilities to include both portfolio and financial covenant testing. That means no more fragile Excel files or manual formula errors.
- Upload your monthly data, and Finley will calculate required compliance tests, ratios, and other credit agreement metrics.
- Preview, version, and finalize calculations before generating your final report.
- Eliminate spreadsheet risk and ensure consistent, repeatable compliance month over month.
These calculations are based on Finley’s powerful data pipelines, ensuring precision and auditability throughout the workflow.
Interactive digital report previews
Instead of stitching together reports from multiple files, view and interact with a complete digital version of your settlement report in the Finley portal. Navigate sections with ease, review calculated metrics, and compare historical trends — all in one place.
Real-time data analytics and visibility
Finley also brings deep analytics capabilities to monthly reporting, powered by a standardized data model and robust SQL tooling. Our platform now gives you instant access to historical and real-time views of your facility’s health.
- View performance over time, including Borrowing Base trends, covenant test outcomes, and receivables activity.
- Access a centralized data lake, capturing the full digital footprint of inputs, payments, and calculations.
- Compare current calculations to prior periods with ease, without needing to track down archived files.
- Make informed decisions with up-to-date insights that reflect your facility’s actual conditions, no delay, no guesswork.
This structured data foundation replaces patchworked Excel models and allows your team to analyze and present findings with greater clarity.
In-platform comments and collaboration
When questions come up during the reporting process, Finley’s comments feature helps streamline conversations by embedding them directly into the reporting workflow. Discuss issues, clarify next steps, and maintain a shared history of decisions — right inside the platform.
With the Comments feature, you can
- Leave comments tied to specific data points or report sections
- Use internal and shared comment threads to clarify decisions, ask questions, or align on changes
- Maintain a visible history of discussions to support transparency and future audits
This reduces reliance on side-channel communication and makes reporting more collaborative and trackable.
Learn more
Finley is purpose-built to help borrowers and lenders simplify the complex, from compliance tracking and covenant testing to monthly reporting and audit readiness. With these new updates, your team can spend less time chasing down inputs, and more time submitting reports with confidence.
Want to see these features in action? Schedule a demo with our team—we’d love to show you what’s new.
